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SR22 and DUI

A major thrust in the effort to control drunk driving has been to prevent people under 21 from getting drunk. Statistics show that drivers under 21 are involved in a disproportionately large number of alcohol-related crashes. While drivers 16 to 20 years old make up 10 percent of the nation’s licensed drivers, they are involved in 20 percent of all fatal alcohol-related crashes.

Almost 60 percent of fatally injured teenagers were drinking before their crashes, and 43 percent were drunk. Until federal pressure was brought to bear, many states had legal drinking ages of 18 or 19 and showed little inclination to change, in spite of these statistics.

Following research by the Insurance Institute for Highway Safety- showing that raising the legal minimum drinking age reduced teenage involvement in fatal crashes, the Presidential Commission on Drunk Driving strongly recommended that the federal government withhold highway funds from states which do not adopt 21 as the legal drinking age for alcoholic beverages. The last state to comply was Wyoming, which raised its drinking age in 1988. Find the Cheapest Sr22 Auto Insurance In Only 1 Minute & Save $100s!

Recent research by the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration shows that fatal crashes among the affected age groups are reduced 10 to 15 percent by the higher drinking age.

Increasing the liability of sellers and servers of alcohol is yet another way states attempt to deter drunk driving. Forty-three states have some form of liquor liability law, which, under certain circumstances, holds sellers or servers of liquor liable for a drunk persons foreseeable damage while under the influence. This means that if, for example, a restaurant owner continues to serve alcohol to someone who is visibly intoxicated, knowing that the drunk person intends to drive, the restaurant may be sued and required to pay for damages caused by the drunk person if he gets into a crash.

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Shop around, compare SR22 insurance quotes, and save up to 35%! If you don’t shop around for your SR22 policy, you simply won’t know if you could be saving money. Compare car insurance quotes today.

Drivers with SR22 auto insurance must keep their records as clean as possible. Any ticket added to your driving record could send your rate spiraling out of control.

Do you have home or renters insurance? Combining your home and auto insurance with your SR22 policy could save you up to 20 percent on both premiums.

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